Bail bonds act as a financial promise that a person who has been arrested will show up for their court appearances. They offer a way to stay out of jail while awaiting trial, which helps maintain normalcy in one's life. If the individual does not appear in court, the court keeps the money used for the bail, often amounting to thousands of dollars.
For instance, In Minnesota, a bail bond costs a non-refundable 10% of the bail amount. For a $12,000 bail, this is $1,200. By paying the minimum premium of 3% to 5% upfront, you could initially pay $600, with the remaining $600 payable in interest-free installments of $300 over two months. This assists families in managing costs during financial hardships

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